Tools Calculator — Free Online Calculators India

Calculate In-Hand Salary, Loan EMI, GST, SIP Returns, Income Tax, Gold Rate, and BMI instantly. 100% free online calculator suite updated for FY 2026-27 with verified financial algorithms.

Popular Calculators

Financial & Tax Calculators

  • In-Hand Salary Calculator — Calculate take-home pay from CTC with PF, PT, and TDS under Old vs New Tax Regime FY 2026-27.
  • Loan EMI Calculator — Monthly EMI, total interest payable, and full amortization schedule for home, car, and personal loans.
  • GST Calculator — Add or remove 5%, 12%, 18%, and 28% GST with CGST, SGST, and IGST breakdowns.
  • SIP Calculator — Systematic Investment Plan returns and wealth accumulation with compound interest.
  • Income Tax Calculator — Compare Old vs New Tax Regime with ₹12.75 lakh zero-tax threshold for salaried individuals.
  • PPF Calculator — Public Provident Fund 15-year maturity and Section 80C EEE tax-free savings.
  • FD Calculator — Fixed deposit maturity value and quarterly compounding interest for SBI, HDFC, ICICI.

Health, Metal & Utility Tools

Frequently Asked Questions

What is the best free salary calculator in India?
Tools Calculator's In-Hand Salary Calculator is updated for FY 2026-27. It computes take-home salary by deducting PF (12%), Professional Tax, and TDS with ₹75,000 standard deduction.
How to calculate home loan EMI?
Use our EMI Calculator. Enter loan principal, annual interest rate, and tenure in years to get monthly EMI, total interest, and year-by-year principal reduction.
Is income up to ₹12 lakh tax-free in FY 2026-27?
Yes. Under the New Tax Regime, Section 87A rebate makes net taxable income up to ₹12 lakh zero-tax. For salaried employees, the ₹75,000 standard deduction elevates the zero-tax threshold to ₹12.75 lakh.